Min Phone
Posted in Uncategorized on 12/04/2009 07:30 pm by admin
No Credit Check Cell Phones and Plans
There are a lot of companies claiming to have no credit check cell phone plans but does it really help you if you’re looking for a cell phone with bad credit? The answer in most cases is NO, flat out.
You usually ended up purchasing overpriced minutes and you have to prepay your bill or put down some outrageouly expensive deposit. It usually ranges from $300-$500 for a deposit depending on the plan and how many phones will be covered under the contract. In today’s declining economy it’s becoming more and more difficult for people to get a cell phone with bad credit. As if the cell phone companies don’t already make enough money!
The following SIX tips will help you to make sure you don’t get scammed or ripped off if you’re looking for a cell phone with bad credit
#1 – If you have to put down a deposit of any sort you’re paying too much. You should only be required to purchase a phone, most likely at retail value and still be given a contract. You should never be required to put down a deposit and should never be forced to prepay your bill. Unless you’re completely happy and so loyal to your current provider that you don’t have a problem forking over the money in advance.
#2 - If you’re considering pre-paid cell phones or pay as you go wireless plans be sure you compare the per minute rate to a standard contract. For instance, if you were to pay $59.99 for 900 minutes on a standard contract and you’re paying $.10 cents per minute for your “pay as you go” or prepaid cell phone you would be over paying for your minutes by about $30. (900 X 10cents/min = 9000 cents or $90 for your prepaid cell phone – $60 for your standard contract bad credit cell phone = $30).
This tip is critically important so you don’t get ripped off and pay for overpriced minutes.
#3 – Compare the cost of the hardware between a prepaid cell phone and one that offers a contract. Typically you will find that “pay as you go” cell phone providers charge a larger premium than those that offer a contract. Even at full retail value a bad credit cell phone provider who offers a normal standard contract will almost always be cheaper than a prepaid cell phone or pay as you go phone.
#4 – Look at the coverage area of your provider. Bad credit cell phone providers typically don’t have a good coverage area and if you travel you’ll be forced to pay outrageouly high roaming fees. If you’re on a prepaid plan you’re more than likely already overpaying for your minutes, imagine what roaming fees will do to your minutes so be very careful here. Be sure you clearly understand the coverage area and roaming fees if any.
#5 – Find out if your provider reports to the consumer credit agencies. If you keep your account in good standing your provider should report this to the credit agencies to help improve your overall credit score. This is a good thing and can help you out significantly in the long term if you can show that you’ve made an honest effort and consistent payments.
#6 Does your provider offer a rebate of some sort if you keep your account in good standing? If you have bad credit and have to buy a cell phone at retail value or put down a deposit your provider should give you some sort of incentive to keep your account in good standing with them. Ask about a rebate for the cost of your phone or how long it will take to get your deposit back. Anything past 12 months is way too long.
Following the above steps will help you save thousands of dollars when you are selecting a cell phone for bad credit and will improve your overall credit score. Don’t let today’s down economy keep you from communicating with your friends and family. You deserve more than that!
For more information about how you can obtain a cell phone with bad credit visit: http://www.bad-credit-cell-phones.net
Passionate about helping others save money on their home communications,
Eric Wilkes
317.348.1134
About the Author
Eric Wilkes, Communications Expert and Consultant. With more than 10 years of experience in the communications and technology industries, Eric has helped thousand of people save hundreds of thousands of dollars on their home communications. He is specialized in helping people find cell phones for bad credit. For more information please visit Bad Credit Cell Phones.
unlimited free 5 minute phone calls from PC to Landline and mobile phones.
|
|
Chaney Instrument 00985 Wireless Refrigerator Freezer Thermometer Alarm Set $39.95 The Chaney Instrument 00985 Wireless Refrigerator Freezer Thermometer comes with programmable temperature alarms for your fridge and freezer Wireless Digital Refrigerator/ Freezer Thermometer features an audible and visual alarm when temperatures exceed your pre-set minimum and maximum selection. Chaney Instrument 00985 Wireless Refrigerator Freezer Thermometer Features: Audible and visual alarms … |
|
|
60 Min Hamburger Novelty Juno Kitchen Timer Kids Decor $3.25 Who needs a hamburger phone when you have this great little timer? Time all of your cooking, baking, practice or “time outs” perfectly with this cute hamburger shaped kitchen timer. Makes a perfect housewarming gift or a sweet little treat for you. Times for up to 60 minutes. |
|
|
Remote Alarm RH / Temperature Monitor by Sper Scientific $49.50 The remote ambient temperature / relative humidity sensor is mounted on a cord over 7′ long. Place the highly accurate sensor inside a desiccator, refrigerator, drying or other environmental chamber and view displays of temperature or RH together with their min-max readings on the monitor outside. Select ºC or ºF and minimum and maximum temperature and RH alarms. When these parameters are exceed… |
|
|
Belkin Mini Surge Protector Dual USB Charger $13.30 Protect your electronic devices while traveling…. |
|
|
Belkin Conserve Socket F7C009q Energy-Saving Outlet $9.66 Conserve Socket Power Timer. Many of the electronics and appliances around your home use electricity even when they’re not in use wasting energy and driving up your electric bill. The Conserve Socket Power Timer automatically shuts off power (including standby power) to your electronics and appliances after a time interval you select to help you save energy. Choose between three settings: 30 minut… |
|
|
MAGLITE SP2209H 2-AA Cell Mini LED Flashlight with Holster, Gray $16.99 … |
|
|
Once Upon a Time in America (Two-Disc Special Edition) $5.21 Sprawling gangster opus from Sergio Leone follows the rise to power of New York hoods Robert De Niro and James Woods, showing them at various times of their lives from the ’20s to the ’60s. Violent, controversial and engrossing; with Treat Williams, Elizabeth McGovern, Burt Young, Tuesday Weld, Joe Pesci, and Jennifer Connelly (her film debut). International version; 3 3/4 hrs. on two discs. Wides… |
|
|
City Hunter $37.24 All products are BRAND NEW and factory sealed. Fast shipping and 100% Satisfaction Guaranteed…. |
|
|
88 Minutes $1.70 Partially told in real time, this thriller stars Al Pacino as a Seattle-based forensic psychiatrist/professor responsible for helping to put a serial killer on death row. As a copycat murderer terrorizes the city, Pacino receives a mysterious phone call stating he has just 88 minutes left to live. Aided by an FBI agent, his friend, and his assistant, Pacino tries to narrow down potential suspects … |
|
|
Duracell DC2400 Rechargeable Batteries, NiMH, AAA Size, 4-Count Packages (Pack of 2) $11.49 Duracell NiMH Round Cell Rechargeable AAA Batteries are by far the most economical choice for heavy daily-use, high-drain devices such as PDAs, pocket TVs, digital phones and digital cameras. These batteries last nearly 1-1/2 hours and can be recharged up to 1,000 times…. |
|
|
Psychic Phone Reading: 60 Min. All Answers! Available NOW! Clarity, Joy, LOVE ☼ $54.00 |
|
|
Psychic Reading – Medical Intuitive, Past Life, Empath, Tarot 45 min on Phone $15.00 |
|
|
█ Psychic Reading █ by Phone ►30 min◄ Available Now! Clarity! Joy! Love! Answers $27.00 |
|
|
Psychic Reading – Medical Intuitive, Past Life, Empath, Tarot 45 min on Phone $15.00 |
|
|
30 min Phone Connection with Loved Ones and Gift of Body Oils and Incense $40.00 |
|
|
Psychic Reading – Medical Intuitive, Past Life, Empath 45 min Live on Phone $20.00 |
|
|
Accurate Psychic Phone Reading 45 Min ♥ Messages From Your Angels And Guides $40.00 |
|
|
Psychic Reading – Medical Intuitive, Past Life, Empath 45 min Live on Phone $20.00 |
|
|
█ Psychic Reading █ by Phone ►60 min◄ Clarity. Love.Joy. Answers.Available Now ☼ $54.00 |
|
|
30 min Phone Connection with Loved Ones and Gift of Body Oils and Incense $40.00 |
|
|
30 min Phone Connection with Loved Ones and Gift of Body Oils and Incense $40.00 |
|
|
30 min Phone Connection with Loved Ones and Gift of Body Oils and Incense $40.00 |
|
|
All About Angels: 30 min. phone reading $40.00 |
|
|
█ Psychic Reading █ by Phone ►30 min◄ Available Now! Clarity! Joy! Love! Answers $27.00 |
|
|
Money Questions?-Live Psychic 30 min Phone Reading! $29.99 |
|
|
Mme Mystica Psychic Reading–30 MIN by Phone $29.95 |
|
|
█ Psychic Reading █ by Phone ►30 min◄ Available Now! Clarity! Joy! Love! Answers $27.00 |
|
|
Psychic Reading – Medical Intuitive, Past Life, Empath, Tarot 45 min on Phone $15.00 |
|
|
Psychic Reading – Medical Intuitive, Past Life, Empath, Tarot 45 min on Phone $15.00 |
|
|
30 min Phone Connection with Loved Ones and Gift of Body Oils and Incense $40.00 |
|
|
█ Psychic Reading █ by Phone ►60 min◄ Clarity. Love.Joy. Answers.Available 7days $54.00 |
|
|
Psychic Reading – Medical Intuitive, Past Life, Empath 45 min Live on Phone $20.00 |
|
|
Intuitive Phone Readings,Call and Ask Your Questions First 3 min are free! $25.00 |
|
|
Psychic Reading – Medical Intuitive, Past Life, Empath 45 min Live on Phone $20.00 |
|
|
Psychic Intuitive Card Reading 30-45 min. phone reading $30.00 |
|
|
30 min Phone Connection with Loved Ones and Gift of Body Oils and Incense $40.00 |
|
|
DETAILED-60 MIN. PHONE READING W/AMAZING PSYCHIC MEDIUM $69.99 |
|
|
AMAZINGLY DETAILED-45 MIN. PSYCHIC MEDIUM PHONE/ CHAT/ $54.99 |
|
|
█ Psychic Reading █ by Phone ►60 min◄ Clarity. Love.Joy. Answers.Available 7days $54.00 |
|
|
Book Now 30 min – Psychic & Spiritualist Mediumship Reading – Phone/Skype $20.53 |